After a car accident, the victim should only want to—and have to—focus on one thing: their own recovery. Unfortunately, this isn’t the case when legal matters arise. Having a lawyer can help, but there are many difficulties presented after a crash when dealing with the insurance company.
The insurance companies may use various tactics when it comes to personal injury claims in an attempt to pay out as little as possible to a victim. Make sure you recognize the difficulties involved and what it takes to deal with the insurance company.
The moment you call the insurance company of the responsible party, they have one focus: protecting their own bottom line. One tactic they attempt to use is recording your statements so they have information they hope to use against you moving forward.
Before you talk to the negligent party’s insurance company, be sure to have legal representation of your own. You can tell the insurance company to discuss the situation with your attorney who knows about your situation and can protect your rights.
In an attempt to pay less to the victim of an accident, the insurance company may make a settlement offer that is much less than is needed. They may tempt you with a quick process and avoiding any kind of trial.
However, this isn’t always the best situation and sometimes it is more important for you to seek justice and maximum compensation through a trial. Never accept a settlement offer without first speaking with your attorney and getting advice regarding what is right for you.
After you file an injury claim, the defendant may file a motion to deny the claim in hopes that the court will order the case to be dismissed. By hiring a lawyer, you can have sounds counsel draft the paperwork and fight to have your case heard.